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  • Funding for the Clay County SHIP Program is generated from state-wide document stamps tax on deeds and notes. No funding comes from local property taxes or revenues.
  • The Clay County SHIP Homeowners Rehabilitation Program has repaired over 250 homes for homeowners who are classified as very-low income, or low income. Repairs included new roofs, electrical hazards, plumbing, heating, handicap additions (wheel chair ramps, handicap accessible rooms).
  • The Clay County SHIP first time home buyers programs have assisted over 250 first time home buyers purchasing a home in Clay County. New and existing homes have been purchased throughout the county. The SHIP funds assist with down payment and closing costs, principal buy downs. New or existing home sale price cannot exceed $247,500.
  • Clay County SHIP and the Clay County Extension Services offers the eight hour Homebuyer Education class to SHIP applicants and others. The classes address home maintenance inside and out and how to prepare a first time home buyer for the purchase of a home. All classes are free to the participants.
  • Clay County SHIP, Clay County Habitat for Humanity, Inc., and the Clay County School Board  formed a partnership resulting in new houses being built for families who are very-low or low income. Clay County high school students are involved in the construction of the houses which are built at the various county high schools.  The houses are then moved to permanent locations throughout the county. The students gain valuable training and knowledge in the construction field plus the reduced cost of construction is passed on to the homebuyer.
  • Clay County SHIP is involved in non-profit funding to assist in the construction/purchase of temporary/permanent housing for special needs groups. One example of this was SHIP's participation in the construction of Quigley House, a place of shelter for abused women and children in Clay County. Also, SHIP funds assisted Challenge Enterprises of North Florida, Inc. by providing funding for the purchase of housing for special needs participants working with Challenge Enterprises.

Clay County is a Fair Housing Advocate (Ordinance # 95-12). If you feel you have been discriminated against, you may file a housing discrimination complaint at:  1-800-669-9777 (Toll Free) or 1-800-927-9275 (TTY) or locally, Theresa Sumner, SHIP Coordinator at (904) 278-4700