SHIP
Announcements:
Homeownership Opportunities
Working with the Neighborhood Housing and Development Corporation
of Gainesville (NHDC), Clay County is facilitating the purchase of foreclosed
homes, their renovation and sale to income-eligible families and individuals at
the cost of acquisition and renovation or their appraised value (whichever is
less). The properties are located in several areas of Clay County, are mostly
newer construction, and will be made available for sale as renovations are
completed. The price range of the renovated properties is expected to be
between $90,000 and $150,000. All homes will be ‘Move In” ready with new
Energy Star appliances, new paint and flooring, and any necessary repairs
completed. More information and the application is available on the SHIP website or at
www.gnhdc.org.
Attention Homebuyers
If you’ve ever had a dream about home ownership but felt
that buying a home was a little beyond your reach, the Housing Finance Authority
of Clay County may make your dream easier to achieve with their home ownership
program. The first mortgage is available in Nassau and St. Johns counties. The
program offers a 30 year, fixed-rate mortgage at 4.99% with $5,000 in down
payment and closing cost assistance. Please click the above link for
further information.

The State Housing Initiative
Partnership (SHIP) Program intent is to provide local governments
with the necessary funds to create housing programs to assist its income
eligible citizens. Clay County SHIP has successfully upgraded the quality of living
standards by providing safe, decent, improved and affordable housing for the
county's elderly, special needs, and income eligible families.
Over the
years our partners have included:
1) Clay County Habitat for
Humanity, Inc.
2) Clay County School Board
3) Clay County Behavioral Health Center
4) Quigley House
5) Baptist Association for Special
Children and Adults (BASCA)
6) Challenge Enterprises, Inc.
These partnerships have
proven to be very successful in providing temporary and permanent
housing assistance for those with special needs, the elderly and very
low income person.
SHIP's assistance programs provided: 1) assistance for first time
homebuyers, 2) assistance for homeowners whose homes are in need of
repairs, and 3) assistance for the elderly and special needs persons
through partnerships with non-profit organizations who assist the
elderly and the special needs community.
Information &
Guidelines
The Clay County Board of
County Commissioners established the plans to increase the availability of
affordable housing in Clay County. Availability of affordable housing
includes homeowner rehabilitation programs, purchase assistance
programs and partnerships with non-profit organizations assisting those with "special
needs" housing.
Qualification for all SHIP assistance programs is based on gross
household income
according to family size as established by the Florida Housing Finance
Corporation. Those applicants with incomes in the very-low or low
classification will be given preference over those applicants whose
income is classified as moderate income. All houses must be located in Clay County. SHIP rules
prohibit funds being used to purchase, rehabilitate, or repair mobile
homes. All participants will be required to attend the SHIP eight hour
Homebuyer Education class.
Clay County, its officers, staff and agents disclose that it is unlawful
to discriminate on the basis or race, creed, color, age, sex, familial
status, marital status, national origin or handicap.
Email Disclaimer: Please Note-
"Under Florida law, e-mail addresses are public records. If you
do not want your e-mail address released in response to a public-records
request, do not send electronic mail to this entity. Instead, contact this
office by phone or in writing."
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